Like all self-drive insurance policies, there are limitations to the cover. If you, the renter, are involved in an accident which you are liable for, you (the driver) is not covered for personal injuries. The passengers of the vehicle are covered for personal injuries, and the vehicle you have collided with and all of those passengers are covered under insurance. Contents of the rental vehicle such as tools, laptops, phones, handbags etc, are not covered by our insurance policy, and we recommend you ensure to have your own personal property insurance cover for those unlikely, but possible eventualities.